Broker Check

Capital Concepts Inc. - Harrison, OH

9676 Dry Fork Road
Harrison, OH 45030

Call Us: 513-367-1793

"We free you up to do what you do best!"

Linda Horn Grubbs RFC®, MCEP®

Linda Horn Grubbs RFC®, MCEP®

President and CEO

Linda Horn-Grubbs is President and CEO of Capital Concepts, Inc. in Harrison, Ohio, and she has been a financial advisor since 1984. Linda is a Registered Financial Consultant who has earned her Master Certified Estate Planner designation. She offers her clients access to comprehensive financial planning package including retirement, tax-efficiency and estate planning as well as investment management and asset preservation strategies. Helping her clients to define and achieve financial success for all stages of life has always been the foremost goal of Linda’s practice.


Linda was born and raised in Harrison, and she describes herself as a small-town girl with unlimited big-picture thinking and a passion for helping her clients achieve their financial goals. Linda began her career as an independent financial advisor in 1984, and, since that time, Capital Concepts, Inc. has grown.  Linda attributes much of her success to the sincere passion she has for sharing with her clients the important financial lessons she has learned throughout the course of her life.

Over the course of her career she has earned a multitude of awards including Ernst & Young Entrepreneur of the Year Semifinalist*. Linda has also been consistently ranked as a Five Star Wealth Manager by Cincinnati Magazine for the past five years**. 

Linda works to help clients get back to the basics in terms of their financial thinking and eradicate any bad financial habits or erroneous manners of thinking that may be standing in the way of them reaching their financial objectives.  She works hard to build a strong, effective relationship with each of her clients, and she offers each one straightforward advice. 

As a Master Certified Estate Planner, Linda understands how taxes factor in to financial decisions, and she strives to create tax-efficient plans that will save her clients money in the long term.  She is able to understand the financial, social and health issues that many seniors face. As a member of the Southwest Ohio Senior Alliance, Linda stays in touch with the ongoing concerns which seniors in her community have.  Because she is an independent advisor, Linda is able to help her clients select from thousands of financial products and services which she has available to her. This wide selection of offerings helps Linda to utilize those which best fit each client’s unique needs.  


  • Series 6- Mutual Fund and Annuities Examination
  • Series 63- Uniform Securities Agent State Law Examination
  • Life, Health & Variable Annuity licensed in Life, Long-Term Care (partnership qualified), Fixed Annuities and Key Person Insurance
  • Securities Licensed in OH, IN, KY, FL, GA


When she’s away from the office, Linda enjoys spending time with her husband Larry, her four adult children, two step children, four grandchildren and great nieces. She and her husband enjoy travel and being active in their church. She also participates with the City of Refuge, Wings of Hope and works with teachers at the local elemantary and high school to educated about finance.

*Entrepreneur Of The Year - The judging criteria include a thorough assessment of recent financial performance, strategic direction, product or service innovation, company leadership including personal integrity and risk-taking, values and key employee initiatives, and community involvement (philanthropic activities, etc.).
**Five Star Wealth Manager Award - Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2012, 2013, and 2014 Five Star Wealth Managers.